银行车抵押贷

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2020年4月14日23:39:25 15 2,297 492字阅读1分38秒

申请条件

规则1
身份要求 企业主或个体户
年龄要求 20周岁 - 60周岁
个人征信 记录良好无逾期或近3个月有逾期或近2年有逾期
车产要求 要求有车
规则2
身份要求 工薪族或自由职业者
年龄要求 20周岁 - 60周岁
收入证明 要求提供收入证明
工作年限 现单位工作时间 ≥ 6个月
个人征信 记录良好无逾期或近3个月有逾期或近2年有逾期
车产要求 要求有车
规则3
身份要求 工薪族或自由职业者
年龄要求 20周岁 - 60周岁
收入证明 要求提供收入证明
工作年限 现单位工作时间 ≥ 6个月
个人征信 记录良好无逾期或近3个月有逾期或近2年有逾期
车产要求 要求有车

注:如有多组规则时,满足其中一组即可。

补充说明
    • 1、20-60周岁
    • 2、征信良好
    • 3、期限1-3年,可不用夫妻签字
    • 4、额度10-80万
    • 5、车辆要求:2年内的全款车,清车,开票价20万以上
    • 6、工作要求:
    • ①优质行业:政府机关、金融业、公务员、教师、国企、事业单位、500强企业等
    • ②普通客户:年入收入6万,名下有房产
    • ③私营企业:营业执照满1年,名下有房产
    7、不押车、不装GPS

所需材料

  • 身份信息:身份证,工作证明。
  • 车产信息:行驶证,保险单,机动车登记证,购车发票。
  • 企业资料:营业执照。
  • 信用证明:个人信用报告。
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