中信银行-知识产权质押贷款

利息总额 4.7% /月 等额本息 6-12/个月 放款时间 1/工作日
中大型企业家 中兴银行 20万 通过率高 额度高 快速放款

规则1
身份要求 企业主或个体户
年龄要求 22周岁 - 55周岁
个人征信 记录良好无逾期或近半年有逾期或近1年有逾期或近2年有逾期

注:如有多组规则时,满足其中一组即可。

补充说明
    • 1. 借款主体成立并经营2年以上
    • 2. 组织架构清晰
    • 3. 股权清晰不存在争议
    • 4. 有明确的主营业务
    • 5. 有较为固定的上下游合作伙伴
    • 6. 征信良好
    • 7. 产品具备足够的竞争优势
    • 8. 近两年净利润大于0
    • 9. 近两年营业收入大于500万元
    • 10. 公司拥有具备竞争力的知识产权
    11. 由我行准入的评估公司对知识产权进行评估

所需材料

  • 身份信息:身份证,户口本,结婚证,工作证明。
  • 企业资料:营业执照,组织机构代码证,税务登记证,开户许可证,章程,验资报告,贷款卡,财务报表,经营场所租赁合同。
  • 信用证明:企业信用报告。
  • 还款能力证明:对公对私流水,纳税申报表。
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